Financial Aid

Student Health Insurance FAQ

2014-2015 Student Health Insurance FAQ form

Why is there a health insurance charge on my tuition statement?
How do I waive out of the student health insurance?
I am covered by my own policy. Why was my waiver denied?
Who do I speak to on campus regarding the student health insurance?
How do I get an insurance card?
How do I find a doctor?
How do I know if someone accepts this insurance?
How long does my coverage last?

Q: Why is there a health insurance charge on my tuition statement?

A: LIM College requires all full-time undergraduate students and all graduate students to be covered by student health insurance. We automatically bill students for the insurance but if you are covered by a comparable insurance plan, you may waive the coverage online at www.gallagherstudent.com/LIM.

Q: How do I waive out of the student health insurance?

A: Complete the online waiver form at www.gallagherstudent.com/LIM. You will need your health insurance ID card and contact information for your claims office.

Q: I am covered by my own policy. Why was my waiver denied?

A: In order to waive out of the student health insurance plan, your insurance must provide comparable coverage to the student health insurance policy.

Q: Who do I speak to on campus regarding the student health insurance?

A: You can contact the SFS office (sfs@limcollege.edu or ext. 389) for general questions about the student health insurance. You should visit www.gallagherstudent.com/LIM for information on plan benefits, prescription drug coverage, finding a doctor, and learning how to submit a claim.

Q: How do I get an insurance card?

A: Sign in to your account online at www.gallagherkoster.com/LIM to print your student health insurance card. You will not receive a card in the mail.

Q: How do I find a doctor?

A: Visit www.gallagherstudent.com/LIM and click on "Find a Doctor" or call 1-800-672-2140

Q: How do I know if someone accepts this insurance?

A: Visit www.gallagherstudent.com/LIM and click on "Find a Doctor" or call 1-800-672-2140

Q: How long will my coverage last?

A: The student health insurance policy is effective for a full calendar year from August 15 - August 14 of the following year. Students who start in the spring semester will have coverage from January 15 - August 14.



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