2020-21 Student Health Insurance
LIM College is pleased to provide all full-time undergraduate students and all part-time and full-time graduate students with an affordable student health insurance plan. The cost of this plan is $1,580 for 12 months of coverage. Plan highlights include:
- Access to a comprehensive network of doctors, specialists and hospitals close to campus and home.
- Coverage for hospital room and board, inpatient and outpatient surgical procedures, labs and x-rays, inpatient and outpatient mental health services, physician office visits and prescription drugs.
- Worldwide travel assistance coverage while studying and traveling abroad.
- Access to discounts for dental, eyewear and fitness services.
All full-time undergraduate students are automatically enrolled unless proof of comparable health insurance coverage is provided. Students can waive coverage by submitting an Online Waiver Form. Before waiving, you should review your current policy to be sure that it provides comparable coverage. The deadline to waive coverage for the Fall semester is September 30,2020. The deadline to waive coverage for spring (students entering in spring 2021 only) is January 29, 2021.
All full-time and part-time on-campus graduate students are automatically enrolled unless proof of comparable health insurance coverage is provided (online students are not eligible to enroll in the student health insurance plan). Students can waive coverage by submitting an Online Waiver Form. Before waiving, you should review your current policy to be sure that it provides comparable coverage. The deadline to waive coverage for Semester 1 is September 30, 2020. The deadline to waiver coverage for semester 2 (students entering in semester 2 only) is January 29, 2021.
Fully-online students are not eligible for the student health insurance plan at this time.
To complete an online waiver form visit Gallagher Student online. For general information on the benefits, contact Gallagher at (877) 220-2401.
This plan is administered by Gallagher Student Health and Special Risk and underwritten by Wellfleet. Gallagher also offers individual Personal Property, Study Abroad Medical Insurance, International Student & Scholar Medical Insurance and Short Term Medical Insurance plans on a voluntary basis.
To find a doctor: Visit www.gallagherstudent.com/LIM and click on "Find a Doctor." Choose the region in which you are looking for care and click "Search for Provider." In the NY/NJ area, click "Find a health care provider" and choose the MagnaCare PPO option from the drop-down menu. For outside of NY/NJ, you will be directed to the MultiPlan website where you can click on "Information for Health Plan members."