Health Insurance

A plan that's comprehensive and affordable.

We hope you won't get sick or injured, but if you do, LIM provides all full-time undergrads and part-time and full-time graduate students with health insurance through Gallagher Student Health.

The cost of the plan for the 2020-2021 academic year was $1,580 for 12 months of coverage. Benefits include:

  • Access to a comprehensive network of doctors, specialists and hospitals close to campus and home.
  • Coverage for hospital room and board, inpatient and outpatient surgical procedures, labs and x-rays, inpatient and outpatient mental health services, physician office visits and prescription drugs.
  • Worldwide travel assistance coverage while studying and traveling abroad.
  • Access to discounts for dental, eyewear and fitness services.

All full-time undergraduate students are automatically enrolled unless proof of comparable health insurance coverage is provided. Students can waive coverage by submitting an Online Waiver Form. Before waiving, you should review your current policy to be sure that it provides comparable coverage.

All full-time and part-time on-campus graduate students are automatically enrolled unless proof of comparable health insurance coverage is provided (online students are not eligible to enroll in the student health insurance plan). Students can waive coverage by submitting an Online Waiver Form. Before waiving, you should review your current policy to be sure that it provides comparable coverage.

Fully-online students are not eligible for the student health insurance plan at this time.

To complete an online waiver form visit Gallagher Student online. For general information on benefits, contact Gallagher at (877) 220-2401.

To find a doctor: Visit www.gallagherstudent.com/LIM and click on "Find a Doctor." Choose the region in which you are looking for care and click "Search for Provider." In the NY/NJ area, click "Find a health care provider" and choose the MagnaCare PPO option from the drop-down menu. For outside of NY/NJ, you will be directed to the MultiPlan website where you can click on "Information for Health Plan members."

This plan is administered by Gallagher Student Health and Special Risk and underwritten by Wellfleet. Gallagher also offers individual Personal Property, Study Abroad Medical Insurance, International Student & Scholar Medical Insurance and Short Term Medical Insurance plans on a voluntary basis.